Why Pay in 4?

Get up to £2,000 for the goods you need

Spread the repayments how best suits you – monthly, weekly or fortnightly

Clear the loan in 4 months and pay no interest

It’s easy to apply for Pay in 4

The online application for Snap Finance takes just a few minutes and you’ll receive an instant decision.

  1. Add a product to the basket
  2. Choose ‘Apply For Finance’ at checkout
  3. Get an instant online decision
  4. Your purchase is delivered to you

Am I Eligible?

  • Must be 18+
  • Minimum £200 weekly income (including Universal Credits, Pensions, Disability Allowance, Part-Time Employment)
  • Resident in the UK
  • Active current account that accepts Direct Debits
  • Valid Debit or Credit Card
  • Able to pay a £15 deposit to place your order
  • If you think you have poor credit don’t worry, applying with us will not affect your credit score

If you answered YES to all the above then you can now proceed to the next stage of the application

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Payment £14.22, Term 104 Weeks, Total Payable £1493.88, Representative APR 69.9%